The real estate market has seen better days. You know that, because there’s a good chance you purchased your home during one of those better days. And now you’re drastically underwater, stressed, maybe embarrassed, maybe waiting for your mortgage rate to adjust, and probably wishing for a way out of a bad situation. Unfortunately, wishing upon a star is probably not going to work for you this time around. Every day good people have their homes foreclosed on because they didn’t ask for help. Why? Who knows! Maybe because of all the negative feelings already mentioned.
Let me the first to tell you your feelings are legitimate. Facing foreclosure is scary, and feeling financially inadequate in comparison to your peers can be embarrassing. But the truth of the matter is foreclosure is often avoidable, and many of those people who seem like they have it all together are struggling just as much as you are. The economic climate in which we’re living has created dire straits for thousands of individuals and families across the country. Unemployment and underemployment are both at an all time high, while prices of basic necessities like groceries and gas are skyrocketing.
If you’re upside down in your home, and your mortgage payments are getting to be too much to handle, you have options. Don’t let your home end up in foreclosure as a result of your not asking for help. Below you’ll see a brief comparison of the effects a foreclosure could have on you personally, versus those of a successful short sale.
If this scenario sounds familiar, let me be the one to help you. Not all agents are created equal. I have been Short Sale Certified by the Five Star Institute- one of the industry’s leading education organizations. I am also Lyon Certified Short Sale Specialist. Additionally, I am a Certified CHS HAFA Specialist by Asset Plan USA and the California Association of Realtors.
Call me today to discuss your unique situation. Even if we don’t do business together now, you will benefit from my experience. From the first time home buyer to the savvy investor – from the seller with equity to the seller underwater and needing options – I am here for you.